A bike collision with a car, truck, or road hazard can lead to grave injuries. When you’re hurt in a collision, you have the option to file a personal injury claim with the driver’s insurer.
Below are tips that can help you build an airtight bicycle accident claim so you can be fairly compensated for your damages:
First off, call 911 to report the accident as though it were an auto collision. If you have been injured, ask for an ambulance. Be sure to note down the personal and insurance details of the driver.
There are three crucial steps you need to take in this scenario: fist, never discuss fault (you might say something that can be used against you when you negotiate a settlement); second, look for witnesses and let the police get their statements; and third, get medical attention as soon as you can (pain and underlying serious injuries are easily muted by the adrenaline rush that comes with emergencies). Another reason to get immediate treatment is keep erring drivers from claiming that your injuries had other causes. After the witnesses, if any, have given their statements to the police, politely ask them for their contact information.
Take as many snapshots of the accident scene as you possibly can, including any broken parts from your bike and the car that hit you. If other things were damaged by the collision, such as street signs, take photos of them too. Very importantly, take images of any bloodied body parts or garments after the mishap.
Another important thing you should do is listen for any “res gestae” statements the driver may make at the scene of the mishap. Examples of such statements, which can actually be admitted later on in court, are “Sorry I didn’t see you” and “Please forgive me. If you collided with something on the road, such as a broken pavement, take note of the exact spot where the accident happened using landmarks such as street signs or mile markers. This will help you find out whether the state or your local municipality was negligent with roadway maintenance.
As soon as this is known, you can file an injury claim with the concerned division of government, but make sure to do it fast. You will usually have 30 days to do this, or you lose the chance to be heard.
Hire a personal injury lawyer.
Lastly, hire a reputable personal injury lawyer to boost your chances of receiving the compensation you deserve. A personal injury attorney knows the nitty gritties of making a successful claim, especially when you’re going up against insurance companies that will move hell and high water to keep their payouts low.